The at-fault driver’s insurance company called me. What do I do?

Don’t be your own lawyer. The only reason the at-fault insurance company is calling you is to try to take advantage of your lack of experience and knowledge in this area. They will frequently offer very low settlements to unsuspecting accident victims before you can get advice from an attorney specializing in auto and truck accident cases. Call an attorney that specializes in auto and truck accident cases before making any deals with an insurance company.