Unfortunately, around 20 percent of Michigan drivers don’t carry the necessary insurance. When you’ve been seriously injured in a car crash with an uninsured motorist, how will you receive payment to cover your injuries? If you don’t have uninsured motorist coverage, you may need to sue the at-fault driver.
Medical bills are expensive, and while your insurance will cover you in the event of a crash, if your bills exceed the maximum coverage amount allowed by your personal injury protection (PIP) benefits, you could have to pay the remaining expenses out of your own pocket.
In this situation, a helpful way to recover your monetary losses is to hire a Detroit uninsured accident lawyer who can help you file a personal injury claim against the at-fault driver. Your attorney can help you get through this ordeal as quickly and painlessly as possible.
I recommend all of my friends and family to Christensen Law. The attorneys and staff there are amazing and really care about their clients where you're treated with care and not as a number. Jason Waddell Excellent! From the 1st interaction with Christensen Law it was a positive, wonderful experience! Dustin, Samantha and the entire staff, had my best interest at heart. They were kind, compassionate and helpful. Well done Christensen Law! You went above and beyond. Thank You! Susan Schroeder Christensen Law’s attorneys are filled with compassion and knowledge. They took amazing care of my uncle after his accident. I would recommend then to anyone injured in an auto accident. Steve Huber The team at Christensen Law impressed me with their vast knowledge and experience in handling auto accident claims. They were well-versed in the intricacies of the law and provided me with clear explanations of my rights and legal options. Shana Goodrich It is with extreme gratitude and positive emotions that I write about my relationship with Christensen Law. I presented to them a situation that was quite scary and financially overwhelming. David and his kind staff listened to me like a good friend, and yet most professional. I always felt connected with the conversation, not just a client. Everything was explained clearly and simply. They regularly kept me apprised of my case, always available. They did all the work and did it well - I am most happy with the outcome. I highly recommend Christensen Law, and I am somewhat saddened that my case is now coming to a close, working with them has been a pleasure. Wendy Henn If it wasn't for Christensen Law, I don't know where I would be today. Thanks to Dave, Stephanie, and Michelle for getting me through this hard time. I didn't know what to do, I trusted them with my life, and since I met them, they have become family. Tim Taylor My name is Erin, my experience with Christensen Law was Overwhelming… But in the very best way possible!! Christianson Law stepped in after my motorcycle accident when another firm had dropped the ball—and they completely and very quickly turned things around for me….. Tom, Dave and their team went above and beyond, every day! They got all my bills paid, stoped the threatening calls from collections and completely took the load of stress off my shoulders so I could focus on healing and taking care of my family. Erin Magee I hired this law firm after being hit by a drunk driver in my of 2024 and I couldn't be happier with the results. They were communicative, compassionate, made the process easy for me to understand. I was able to effectively receive a size-able compensation for my accident. I would absolutely recommend this law firm for anyone injured in an auto accident. Wren Bell From the moment I spoke with Dustin, I felt like I was in good hands He, Samantha, and the entire staff at Christensen Law treated me like family, demonstrating kindness, expertise, and a genuine interest in my well-being. Thank you! Janelle Garza I am extremely pleased with the experience I had with this law firm, and their service was truly exceptional. The Christensen Law firm, compassionate approach to my injuries. Their attentive listening, and thorough understanding are truly commendable I highly recommend their services Thank you. Mr. Douglas I was in difficult time in my life, it’s a great to know I have a team that supports me. Whole team of Christensen law is amazing and wonderful from start to finish. They often contact me to see how I am doing and to give me updates about my case.I would definitely recommend Christensen law to anyone who might have to deal with insurance companies.All staff at Christensen law has been so kind, caring and professional. From the bottom part of my heart, thank you so much Mr. Christensen and whole team. You made a difference when I needed it the most.I will highly recommend Christensen law to anyone in need. Amandeep Sohal I had an excellent experience working with Christensen Law on my settlement case. From start to finish, the entire team was professional, compassionate, and dedicated to achieving the best possible outcome for me. Everyone involved kept me informed throughout the process, answered all my questions promptly, and made what could have been a stressful situation much more manageable. I’m truly grateful for their hard work and support, and I highly recommend Christensen Law to anyone in need of a reliable and caring legal team. Gjon Ivezaj
Filing an Uninsured Motorist Claim
Under Michigan’s no-fault system, all drivers are required to carry PIP insurance benefits to protect them in the event of an accident, regardless of who was at fault.
If, however, your injuries are greater than your PIP benefits will cover, you can pursue compensation from the at-fault driver’s insurance. What if the driver is uninsured, though?
This means that, if your injuries are substantial, you will be unable to recover damages unless you name the at-fault driver in a personal injury claim. If you purchase uninsured motorist protection, however, you will be covered if you are involved in an accident with an uninsured driver.
Regardless of your insurance coverage, your attorney can help you. We can assist you with the following:
- Filing a claim with your insurance company
- Filing a claim against the other driver’s insurance
- Filing a personal injury claim against an uninsured motorist
Filing a Personal Injury Lawsuit
When you’ve been injured by an uninsured motorist, a good option is to file a personal injury claim against the at-fault driver. If you don’t, you won’t be able to recover more than the maximum benefits your own insurance provider allows, and this is unlikely to meet all of your needs when you’ve been seriously injured.
Your attorney can assist you with recovering compensation for the following:
- Medical bills
- Pain and suffering
- Accident-related mental health issues
- Missed wages
- Lost enjoyment of life
Hire an Attorney
When you’ve been injured in a car wreck involving an uninsured driver, you can recover some of your losses by filing a claim with your insurance company. If your losses are greater than your PIP policy will allow, you may be able to file a personal injury claim against the at-fault driver.
A lawyer with Christensen Law can give you the best chance to recover your damages, including non-economic damages like pain and suffering, which are not available under PIP policies. Call us or complete the form below to schedule a free, no-pressure consultation.
