You can claim compensation for medical treatment after a truck accident in Michigan through your No-Fault insurance coverage or through a claim against the party responsible for the collision.
A Southfield truck accident lawyer can give you more information about securing compensation for your medical bills after a crash. An attorney on our team can also explain your options for obtaining fair compensation for any other losses resulting from your accident.
How Can I Get Compensation for Medical Bills After a Truck Crash?
You have several options to get compensation for your healthcare expenses after a commercial vehicle accident. These options include:
Your No-Fault Personal Injury Protection (PIP) Policy
Michigan drivers should all carry No-Fault policies through their insurance. Under this kind of policy, your insurance should cover your medical expenses up to the specific PIP limit you selected (e.g., $250,000, $500,000, or Unlimited) after a trucking accident.
An attorney can help you maximize your benefits by ensuring that you accurately report all the costs of your medical care.
Note that, with these policies, you do not have to prove that someone else caused your crash. No-Fault coverage should cover your medical bills regardless of who holds liability for the collision.
A Claim Against the At-Fault Driver
In some cases, you can seek compensation outside of Michigan’s No-Fault system. You could file a claim against the liable party’s insurance company or even file a lawsuit.
However, you can only take this step if:
- Your accident resulted in serious disfigurement or impairment of a bodily function
- The accident resulted in a death
- The at-fault party doesn’t live in Michigan or have a vehicle insured in our state
- The collision happened in a different state
A Southfield personal injury lawyer from Christensen Law can give you more information about how to claim compensation for medical treatment after a truck accident.
What Medical Expenses are Covered After a Truck Accident?
Your No-Fault insurance will cover all of your medical expenses up to policy limits. Therefore, you may receive compensation for:
- Emergency medical treatment
- Medical diagnostic tests (like MRIs and X-rays)
- Medical procedures, including surgeries
- Time in a hospital
- Medications
- Physical therapy or rehabilitative care
If the costs of your medical care exceed your No-Fault insurance coverage, an attorney from our team at Christensen Law can help you explore other options to get the funding you need, like a claim against the party responsible for your truck crash.
Can I Receive Compensation for Future Medical Expenses Related to a Truck Accident?
In some cases, an attorney from our team at Christensen Law could seek to secure funds to cover your projected future medical expenses. However, it’s more challenging to recover costs for future medical treatments.
Generally, attorneys prefer to wait until they fully understand the scope of your losses before proceeding with a legal claim. You can reach out to a personal injury law firm to learn more about the funds potentially available to you after a crash involving a commercial motor vehicle.
What are My Rights to Compensation for Pain and Suffering After a Truck Accident?
Michigan allows you to seek compensation for non-economic damages, including pain and suffering, after some truck accidents. Generally, you can only seek this form of compensation if you qualify to bring a claim against the liable party.
For example, if you qualify to file a lawsuit against the trucker who caused your crash, you may receive funds to cover your emotional distress, mental suffering, and physical pain.
A lawyer from Christensen Law can determine a fair value for your non-economic losses and determine if you qualify for funds to cover these damages.
What Else Does Michigan’s No-Fault Insurance Cover?
Your No-Fault insurance policy in Michigan can provide additional compensation after a crash involving a commercial truck. In addition to covering your medical bills, this type of insurance coverage may cover up to 85% of the income you lost while off work and healing after a crash.
Additionally, you may qualify for funds to cover “replacement services.” These funds (currently capped at $20 per day for up to three years) kick in if you need to hire someone to help with day-to-day chores or other services due to the effects of a crash on your health and well-being.
The legal team at Christensen Law can tell you more about the funds available to you after a crash and the steps you need to take to get maximum compensation for your losses.
Talk to Us After a Truck Crash in Michigan
So, how do you claim compensation for medical treatments after a truck accident? You can take steps to get the funds you need to cover your medical bills through your No-Fault PIP insurance policy.
In some cases, you may also have the chance to seek additional compensation by filing a claim against the party responsible for your crash.
Our team at Christensen Law can support you as you fight for fair compensation. We have over 100 years of combined experience, and we understand what it takes to help injury victims. Reach out now to learn more about how we can assist you.
