Troy drivers deal with some of the busiest commuter traffic in Oakland County. Between congestion near the Big Beaver corridor, high-speed crashes on I-75 and I-696, and constant traffic around Somerset Collection and the Troy Corporate Center, serious accidents happen every day.
When those crashes leave someone injured, the aftermath can become overwhelming quickly.
Our Troy car accident lawyers at Christensen Law are here to listen to your story, answer your questions honestly, and stand between you and the people trying to pay you less than you deserve.
For many Troy residents, a serious injury affects more than immediate medical bills. Missing weeks or months of work can disrupt professional responsibilities, long-term earning potential, and financial stability for an entire household.
We are here to help.
Christensen Law has served Michigan accident victims since 1991, from neighborhoods near Boulan Park to busy stretches of I-696 and Rochester Road. No matter how your crash happened, we are ready to help you understand your options and pursue the recovery you need to move forward with confidence.
Contact us today to discuss your case during a free consultation.
CHRISTENSEN LAW HAS A 24 HOUR RAPID RESPONSE SERVICE
How Does Michigan’s No-Fault Auto Insurance Work after a Car Crash?
Under Michigan’s no-fault law, your own auto insurance pays for many of your losses after a crash, regardless of who caused it. These benefits are called Personal Injury Protection, or PIP for short.
PIP benefits in Michigan can include:
- Reasonable and necessary medical expenses related to the crash.
- Wage loss benefits for up to three years if you cannot work because of your injuries.
- Replacement services, which cover help with household tasks you can no longer perform.
- Mileage and transportation costs to and from medical appointments.
- Survivor benefits for families who have lost a loved one in a crash.
While PIP covers a lot, it does not cover everything. You may also have the right to file a separate lawsuit against the at-fault driver if your injuries meet Michigan’s threshold for serious impairment of body function, permanent serious disfigurement, or death.
This is where pain and suffering damages, sometimes called third-party damages, come into play. Our Troy car accident attorneys help you pursue both PIP benefits and third-party claims so that no source of recovery is left on the table.
The 2019 auto no-fault reform law added new layers of complexity, including PIP coverage choices that can dramatically affect your medical care after a crash. We help you understand which benefits apply to your policy and how to access them quickly.
What Makes Car Accident Cases in Troy More Complicated?
Car accident cases in Troy are often more complicated than people expect because Michigan’s no-fault insurance system, heavy commuter traffic, and overlapping insurance policies can create serious legal and financial issues immediately after a crash.
Busy roads like I-75, I-696, Big Beaver Road, Rochester Road, and Crooks Road see constant commuter congestion, distracted driving, and multi-vehicle accidents. When crashes happen in these high-traffic areas, determining fault and identifying all available insurance coverage is not always straightforward.
Michigan’s no-fault system adds another layer of complexity. Injured drivers may need to deal with:
- PIP medical benefits
- Wage-loss claims
- Insurance coverage disputes
- Pain and suffering thresholds
- Multiple insurance carriers
At the same time, insurance companies often move quickly to minimize payouts, dispute injuries, or pressure injured people into accepting early settlements before the full impact of the crash is clear.
For many Troy residents, a serious injury affects far more than medical bills alone. Missing work, losing income, struggling with ongoing treatment, or facing long-term physical limitations can place enormous stress on both individuals and families, especially for professionals and commuters working throughout Troy’s business corridors.
Car accident claims may also involve:
- Employer vehicle policies
- Commercial insurance coverage
- Uninsured or underinsured drivers
- Multi-car chain-reaction crashes
- Disputes over future medical care
These issues can quickly become overwhelming while you are trying to recover physically.
That is where Christensen Law steps in. Our Troy car accident lawyers handle the insurance companies, investigate the crash, gather evidence, and pursue every available source of compensation so you can focus on your recovery and your future.
If you have been hurt in a Troy crash, contact us today for a free consultation and let us put that experience to work for you.
How Do Our Troy Car Accident Lawyers Help You Recover?
After a crash, our lawyers step in to handle the legal side so you can focus on what matters most, which is your health and your family. From the moment you call us, we begin building your case.
Our team takes a hands-on approach that includes:
- Investigating the scene of the crash, including reviewing police reports, traffic camera footage, and witness statements.
- Working with accident reconstruction specialists, medical experts, and economists when needed to prove what happened and what your injuries will cost over time.
- Communicating with insurance companies on your behalf so you do not have to worry about saying the wrong thing.
- Calculating the full value of your claim, including medical bills, lost wages, future care needs, pain, and the impact on your daily life.
- Negotiating aggressively for a fair settlement, and taking your case to trial if the insurance company will not pay what you deserve.
This thorough preparation often makes the difference between a lowball offer and a meaningful recovery. Our goal is always the same, which is to put you in the strongest possible position to rebuild your life.
I recommend all of my friends and family to Christensen Law. The attorneys and staff there are amazing and really care about their clients where you're treated with care and not...
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Christensen Law’s attorneys are filled with compassion and knowledge They took amazing care of my uncle after his accident. I would recommend then to anyone injured in an auto...
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It is with extreme gratitude and positive emotions that I write about my relationship with... I presented to them a situation that was quite scary and financially overwhelming. David and his kind staff listened to...
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If it wasn't for Christensen Law, I don't know where I would be today. Thanks to Dave, Stephanie, and Michelle for getting me through this hard time. I didn't know what to do, I...
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My name is Erin, my experience with Christensen Law was Overwhelming… But in the very... Christianson Law stepped in after my motorcycle accident when another firm had dropped the ball—and they completely and very quickly...
Erin Magee
I hired this law firm after being hit by a drunk driver in my of... They were communicative, compassionate, made the process easy for me to understand. I was able to effectively receive a size-able...
Wren Bell
From the moment I spoke with Dustin, I felt like I was in good hands He, Samantha, and the entire staff at Christensen Law treated me like family, demonstrating kindness, expertise, and a genuine interest...
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I am extremely pleased with the experience I had with this law firm, and their... The Christensen Law firm, compassionate approach to my injuries. Their attentive listening, and thorough understanding are truly commendable I highly...
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I was in difficult time in my life, it’s a great to know I have... Whole team of Christensen law is amazing and wonderful from start to finish. They often contact me to see how...
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Our Results and Track Record of Success in Car Accident Cases
Results matter, and we are proud of what we have been able to achieve for our clients over more than three decades. While every case is different and past results do not predict future outcomes, our history shows what dedicated trial preparation can accomplish.
Some of our representative car accident and motor vehicle accident recoveries include:
- $17,800,000 for a motor vehicle accident personal injury case.
- $4,197,000 for a car accident client.
- $3,200,000 for a car accident case.
- $2,000,000 for a car crash.
These numbers represent real people whose lives were turned upside down by another driver’s choices. Behind each result is a family that needed help paying medical bills, replacing lost income, and adjusting to a new normal. We brought the same level of preparation and care to each of those cases, and we will do the same for yours.
If you would like to talk about what your case may be worth, reach out for a free, no-obligation consultation.
What Compensation Is Available After a Troy Car Crash?
When someone else’s careless driving causes you harm, Michigan law allows you to seek compensation for the losses you have suffered. The exact amount depends on the severity of your injuries, the impact on your life, and the available insurance coverage. Our car accident attorneys in Troy fight for every category of damages you are entitled to recover.
Compensation in a Michigan car accident case may include:
- Medical expenses, including emergency care, hospital stays, surgery, follow-up appointments, physical therapy, prescription medications, and assistive devices.
- Future medical care, for injuries that require long-term treatment or lifelong support.
- Lost wages, for the income you missed while recovering.
- Loss of earning capacity, if your injuries prevent you from returning to the same kind of work you did before.
- Pain and suffering, which addresses the physical pain and emotional distress caused by the crash.
- Loss of enjoyment of life, for the activities, hobbies, and relationships affected by your injuries.
- Property damage, including repairs to or replacement of your vehicle.
- Wrongful death damages, if you lost a loved one in a fatal crash.
Insurance companies often try to minimize these losses by pushing quick settlements before the full extent of your injuries is known. We slow that process down, gather the evidence, and make sure your demand reflects the true cost of what you have been through.
How Long Do You Have to File a Car Accident Claim in Michigan?
Time is one of the most important factors in any personal injury case. Michigan law sets strict deadlines for taking legal action, and missing them can mean losing your right to compensation forever. The state’s statute of limitations for most car accident injury claims is three years from the date of the crash.
There are also shorter deadlines that can apply, including:
- One year to file for Michigan no-fault PIP benefits with your insurance company.
- Three years to file a wrongful death claim arising from a fatal crash.
- Shorter notice requirements if a government vehicle or a government-owned road defect was involved.
Because these deadlines vary based on the facts of your case, it is best to talk with a Troy car accident attorney as soon as possible. Even if you think you have plenty of time, evidence can disappear, witnesses can move, and memories can fade. The sooner we start, the stronger your case will be.
Working With Insurance Companies After a Crash
After a crash, you will likely hear from at least one insurance adjuster, and possibly several. While they may sound friendly, their job is to pay out as little as possible. They are trained to ask questions designed to weaken your claim, and even an innocent comment can be used against you later.
Common insurance company tactics include:
- Asking for a recorded statement before you have spoken with an attorney.
- Offering a quick settlement that looks tempting but does not cover future medical care.
- Disputing the severity of your injuries or blaming you for the crash.
- Delaying decisions in hopes that you will give up or accept less.
- Requesting broad medical authorizations that go far beyond your accident-related care.
When you hire our team, we take over these communications. You will not have to worry about saying something that hurts your claim, and you will not have to fight alone. We know how these companies operate, and we are not afraid to push back when they are not playing fair.
What to Expect When You Work with Christensen Law
We know that hiring a lawyer can feel like a big step, especially when you are already dealing with so much. We work hard to make the process feel approachable from the very first phone call. Your free consultation comes with no obligation, no pressure, and no cost.
When you choose our Troy car accident lawyers, you can expect:
- A real conversation with someone who listens carefully to your story.
- Honest answers about your options, with no empty promises.
- Clear updates throughout your case so you always know where things stand.
- Direct access to your legal team when you have questions.
- A contingency fee arrangement, which means we only get paid if you do.
Troy is a community we are proud to serve, from families in the neighborhoods around Boulan Park to professionals working near the Troy Corporate Center. When local residents need help after a serious crash, we want to be the first call they make. Contact us today to find out how we can help.
FAQs Answered by Our Troy Car Accident Lawyers
Here are answers to some of the questions we hear most often from people who have been hurt in a crash. If your question is not listed, please reach out and we will be glad to help.
At Christensen Law, our consultations are free, and we work on a contingency fee basis. That means you pay nothing up front, and we only collect a fee if we win your case through a settlement or verdict. This arrangement allows anyone who has been hurt to get high-quality legal representation, regardless of their financial situation.
Even when fault seems clear, insurance companies do not simply hand over fair compensation. They may still dispute the value of your injuries, the cost of your future care, or the impact on your earning ability. A lawyer protects you from these tactics and works to make sure your settlement reflects the full picture of your losses.
Michigan follows a modified comparative fault rule for car accident cases. You can still recover damages as long as you are not more than 50 percent at fault, although your award may be reduced by your share of responsibility. If you are unsure whether your role in the crash will affect your case, talk with a lawyer before assuming you do not have a claim.
Every case is different. Some claims settle in a few months, while others take a year or longer, especially when serious injuries require ongoing treatment or when the case goes to trial. We work efficiently while making sure we do not settle before the full value of your case is clear.
You may still have options. Many Michigan auto policies include uninsured or underinsured motorist coverage, which can step in when the at-fault driver has no insurance or not enough to cover your losses. We review your policy and help you identify every available source of recovery.
In most cases, yes. Michigan generally allows three years from the date of the crash to file a personal injury lawsuit, and one year for no-fault PIP benefits. The sooner you act, the better, but it is worth a free consultation to find out where you stand.
Many cases settle out of court, but some need a courtroom to reach a fair result. We prepare every case as if it will go to trial, which often motivates insurance companies to offer better settlements. If trial is the right path, our experienced trial attorneys are ready.
Talk With Our Troy Car Accident Lawyers Today
You do not have to face the insurance companies or the legal system on your own. Our team at Christensen Law is here to listen to your story, protect your rights, and fight for the recovery you and your family deserve. From our office in Troy and locations across Michigan, we have the experience and resources to take on even the most complex car accident cases.
Call our Troy office at 248-233-0684 or reach out online to schedule your free, no-obligation consultation. There is no fee unless we win, and the sooner we start, the sooner we can begin building the strongest possible case for you.
