You should only provide a statement to the insurance adjuster after first discussing it with your attorney.
The insurance company can use anything you say to potentially deny your claim or downplay your losses, so you should rely on your lawyer for advice before you speak with any insurance representatives.
Our Detroit car accident lawyers will ensure you understand the best steps to take after a collision and speak with the insurance company on your behalf to protect your position.
Why Should You Talk to a Lawyer Before Providing a Statement to the Insurance Adjuster?
Insurance companies care about their profits and their bottom line, not injury victims. If they can find a reason to deny a claim or downplay the severity of your losses to reduce your payout, they will.
In many cases, they look for these reasons in the statements provided by crash victims – often taken immediately after the accident when people are most vulnerable, unsure, and even in shock.
Our attorneys understand the tactics that insurance companies use to deny claims. We stand up for you – making sure you understand what to expect when dealing with the insurance company, and how best to communicate with them.
You should always discuss your situation with a Detroit personal injury lawyer before speaking to any insurance company personnel.
Why Do Insurance Companies Want You to Make a Statement?
Insurance companies want statements to gather information about an accident. However, they also want statements so they can compare what you say immediately after an accident with other information you share in the future.
These companies may look for inconsistencies in what you say about an accident in an attempt to deny your claim, so it’s important to confer with an attorney before you share any information about what happened.
How Else Can a Lawyer Help After an Accident?
Our attorneys will provide support throughout all stages of the legal process, helping you secure compensation to redress the losses associated with your accident. Your lawyer will focus on:
Answering Your Questions
Your attorney will provide detailed answers to all the questions you have after an accident. This will help you make informed decisions about your claim. Your lawyer will explain if you should provide a statement to the insurance adjuster, what to say, and provide detailed information about what will happen next.
Gathering Evidence
You can rely on your attorney to gather evidence after an accident to strengthen your claim and improve your chances of getting the compensation you need. They will:
- Take statements from all eyewitnesses
- Obtain a copy of the police report
- Secure surveillance footage of the crash
The faster you reach out to an attorney after a crash, the more evidence your attorney can collect.
Tracking Your Losses
Your lawyer will keep records of all the economic and non-economic losses you experience after an accident. You may qualify for funds to pay for everything from your medical bills to the emotional distress you experience.
We recommend that you keep a case journal, listing your injuries, costs, treatments, and day-to-day happenings – these notes will be essential in building your case.
We Will Deal with the Insurance Company for You
Dealing with the insurance company can become very complicated after an accident. Our attorneys will handle all communications on your behalf, from day one to the conclusion of your case.
Your attorney will review all settlement offers sent by the insurance company and evaluate them for fairness. They will reject unfair claims until they can secure an appropriate financial recovery.
Do You Have to Settle After an Accident?
You do not have to automatically accept a settlement from the insurance company after a crash. In some cases, your attorney may recommend that you file a personal injury lawsuit against the at-fault party instead.
Talk to Us About Handling the Insurance Company
So, should you provide a statement to the insurance adjuster after an accident? While you will need to talk to a representative from the insurance company at some point, you should wait to discuss the situation with them until after you’ve hired a lawyer to represent your best interests.
Our team at Christensen Law is here to help you after an accident. We have over 35 years of top-tier legal experience and are experts in Michigan’s No-Fault laws. You can trust our attorneys to secure the best possible outcome for your case.
Reach out to us now to learn more about how we can help- there is no charge for the consultation.
