How does health insurance factor into deciding on car insurance?

heading divider

There is another provision in the new law related to health insurance. If you’re covered by health insurance, say through your work, you can opt out of buying PIP coverage entirely if you confirm that your health insurance covers car accidents. (Beware: In Michigan, a lot of health coverage doesn’t cover car accident injuries. So you need to confirm that it will cover you if you are thinking about opting out.)